Type your state, the doc fee and the OTD total, and we email you the state rule: a cap where one exists, a review threshold where that is the rule, or no numeric cap. Upload the worksheet and for $9 we name every fee and add-on line on it. For $29 we review the whole deal, and you get it back within two hours.
The FTC recommends getting the complete out-the-door price in writing before visiting a dealership. It also says add-ons are optional products and services. A $995 product financed over the contract term is therefore more than a label on one page: it enters the amount borrowed and the total cost. The review follows each line from the buyer order into the contract. FTC out-the-door guide · FTC add-on guide
The dealer has slid a buyer's order or a lease sheet across the desk, or emailed you an out-the-door number, and you are trying to tell which lines are required and which ones appeared. Taxes, title and registration are set by your state. The doc fee is the dealer's, and some states cap it. Everything else on the sheet, from etch and nitrogen to protection packages and dealer-installed accessories, is a line someone chose to add. The review separates those three kinds of line and tells you which is which.
It is also for the person who signed yesterday and wants to know what the lines were. The review reads the same either way; the difference is whether you still have a desk to walk back to.
A photo of the worksheet or buyer's order is enough, plus your state and whether you are buying or leasing. Lease sheets need the money factor, residual and term if they are not printed.
We name each line, check the doc fee against your state's rule, recompute tax, title and registration from public schedules, and on the paid review tiers compare the price to public market ranges and redo the finance or lease arithmetic.
The review arrives by email within two hours of a readable upload. You decide what to push back on. We never contact the dealer, and we are not on the phone with anyone while you sit there.
You type your state, the doc fee and the out-the-door total. We reply with the cap, threshold, or disclosure rule that applies, or say that the state has no numeric cap.
Refund if: Free. Nothing to refund.
The doc fee checked against the state rule, taxes, title and registration checked against public schedules, and every add-on on the sheet named and flagged. No judgment on the market price of the car.
Refund if: We cannot identify the doc fee, tax, title and registration lines on your sheet.
Everything in the fee check, plus the vehicle price against MSRP and public market ranges, the finance markup or lease money factor and residual checked, a what-to-push-back-on list with the words to say, and a target out-the-door range.
Refund if: The review is not delivered within two hours of a readable upload of your worksheet.
Everything in the full review, plus the lease cap cost and payment recomputed, two counter-offer scripts written for your sheet, and one re-check of the dealer's revised worksheet.
Refund if: The review or the re-check is not delivered within two hours of a readable upload.
Prices in USD. Payment opens after the free check; there is nothing to pay on this page.
A car-buying concierge who finds the car and negotiates the deal charges $500 to $2,000, and $1,000 to $3,000 for the full find-and-negotiate service, according to Edmunds and Experian. CarEdge sells a $49.99 search and a $999 concierge and does not sell a standalone review of a sheet you already have. AutoCompanion is free because dealers fund it. The free option is posting your numbers on r/askcarsales and waiting.
Those services are priced for doing the whole deal. You are asking what the lines on this sheet are and which ones to question. That is a $9 to $59 document review, and keeping it at that price depends on us not selling you a car, arranging your loan, or taking a referral fee from anyone.
“Ask the dealer to send you an out-the-door price in writing before you visit the dealership.”Federal Trade Commission, car dealer ads and promotions guide.
California calls its document-processing charge a dealer charge rather than a governmental fee. Florida regulates predelivery-fee disclosures without supplying a simple numeric cap. Texas uses a $225 presumed-reasonable threshold for certain financed sales, with an OCCC cost-analysis process above it.California answer · Florida answer · Texas answer
We are testing how often a state-specific answer turns into a useful worksheet review. A person reads the state and fee you send and replies by email. The answer is still free when the state has no numeric cap. Payment appears only if you ask us to read the deal sheet.
No. A thread in r/carbuying asked whether $299 was reasonable for someone to negotiate full car deals, and a poster in r/wealth pays a consultant $1,000 every time. We do a different, smaller thing: we read the sheet you have and tell you what is on it and what to say. Negotiating on your behalf would make us a broker, which needs a licence in several states, and it would put someone between you and the desk who is not you.
The documentation fee is the dealer's charge for paperwork. A minority of states cap it, and most do not. The free check tells you which kind of state you are in and, where there is a cap, whether your fee is over it. Whether to argue about it is your call; the review gives you the number and the words.
Those are add-ons, and the review flags every one of them by name. Some are already installed and the dealer will say they cannot be removed; the what-to-push-back-on list covers that conversation. We do not promise the dealer will remove anything.
The money factor is an input to the lease's rental charge, written as a small decimal. The $29 and $59 reviews show the common industry comparison estimate beside it, label that estimate clearly, and keep the actual lease disclosures and dollar rent charge separate. The $59 tier recomputes the cap cost and payment from the residual and term so you can see whether the sheet matches its own inputs.
The review reads the same; it cannot unsign anything. Some buyers want to know what they paid for, and some contracts have a short window for certain add-on products, which we will point out if your sheet shows one, without advising you what to do about it.
First-party pseudonymous attention analytics · Privacy and opt-out